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Summary of Cover

Third Party Cover

  • Liability to Third Parties where the regular driver is legally liable as a result of the accidental death of or injury to persons (unlimited cover); and accidental damage to property up to £20M caused by or arising out of the use of the vehicle in the United Kingdom. This cover also includes: liability arising out of the towing of any trailer or disabled vehicle other than for reward
  • Emergency treatment - as per the Road Traffic Acts or Orders for emergency treatment for injuries arising out of the use of the vehicle

Third Party Fire and Theft Cover

  • As per Third Party Cover plus
  • Cover for fire, theft or attempted theft

Comprehensive Cover

  • As per Third Party Fire and Theft Cover plus
  • Cover for accidental or malicious damage
  • Personal effects: loss or damage to personal effects in the vehicle up to a maximum of £100
  • Sound Equipment: loss or damage up to a maximum of £500
  • Glass cover: for window glass
  • Death or Injury Cover: £5,000 to either the Regular Driver or Regular Drivers spouse or both if they suffer accidental bodily injury whilst travelling in or getting into or out of any private car and such injury leads causes death or the total and irrecoverable loss of sight in one or both eyes or the permanent loss of use of one or more hands or feet
  • Medical expenses: Up to £200 per person suffering injury arising from an accident while the person is in the car
  • Accessories: Loss or damage to accessories of the car when fitted to the car or stored in a private garage
  • Approved claim repairs guaranteed for 3 years
  • Claims Line, Emergency hotline and windscreen hotline
  • Flexible payment options (subject to status)

All covers are subject to terms and conditions.

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